{"id":619,"date":"2014-02-17T15:48:08","date_gmt":"2014-02-17T06:48:08","guid":{"rendered":"https:\/\/www.jabank-ibaraki.or.jp\/shinren\/?page_id=619"},"modified":"2024-07-31T17:37:39","modified_gmt":"2024-07-31T08:37:39","slug":"%e3%83%aa%e3%82%b9%e3%82%af%e7%ae%a1%e7%90%86%e3%81%ae%e7%8a%b6%e6%b3%81","status":"publish","type":"page","link":"https:\/\/www.jabank-ibaraki.or.jp\/shinren\/?page_id=619","title":{"rendered":"\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u72b6\u6cc1"},"content":{"rendered":"<h2>\u30ea\u30b9\u30af\u7ba1\u7406\u4f53\u5236<\/h2>\n<h3>\u30ea\u30b9\u30af\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u57fa\u672c\u65b9\u91dd\u7b49<\/h3>\n<p>\u3000\u4f1a\u54e1\u30fb\u5229\u7528\u8005\u306e\u307f\u306a\u3055\u307e\u306b\u5b89\u5fc3\u3057\u3066\u5f53\u4f1a\u3092\u3054\u5229\u7528\u3044\u305f\u3060\u304f\u305f\u3081\u306b\u306f\uff0c\u3088\u308a\u5065\u5168\u6027\u30fb\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u7d4c\u55b6\u57fa\u76e4\u3092\u78ba\u4fdd\u3057\u3066\u3044\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<br \/> \u3000\u3053\u306e\u305f\u3081\uff0c\u6709\u52b9\u306a\u5185\u90e8\u7ba1\u7406\u614b\u52e2\u3092\u69cb\u7bc9\u3057\uff0c\u76f4\u9762\u3059\u308b\u69d8\u3005\u306a\u30ea\u30b9\u30af\u306b\u5bfe\u5fdc\u3059\u3079\u304f\u300c\u30ea\u30b9\u30af\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u57fa\u672c\u65b9\u91dd\u300d\u3092\u7b56\u5b9a\u3057\uff0c\u8a8d\u8b58\u3059\u3079\u304d\u30ea\u30b9\u30af\u306e\u7a2e\u985e\u3084\u7ba1\u7406\u4f53\u5236\u3068\u4ed5\u7d44\u307f\u306a\u3069\uff0c\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u57fa\u672c\u7684\u306a\u4f53\u7cfb\u3092\u6574\u5099\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u57fa\u672c\u65b9\u91dd\u306b\u57fa\u3065\u304d\uff0c\u53ce\u76ca\u3068\u30ea\u30b9\u30af\u306e\u9069\u5207\u306a\u7ba1\u7406\uff0c\u8cc7\u7523\u81ea\u5df1\u67fb\u5b9a\u306e\u5b9f\u65bd\u306a\u3069\u3092\u901a\u3058\u3066\u30ea\u30b9\u30af\u7ba1\u7406\u4f53\u5236\u306e\u5145\u5b9f\u30fb\u5f37\u5316\u306b\u52aa\u3081\u3066\u3044\u307e\u3059\u3002<br \/> \u3000\u307e\u305f\uff0c\u6628\u4eca\u306e\u56fd\u969b\u60c5\u52e2\u3092\u3075\u307e\u3048\uff0c\u30de\u30cd\u30fc\u30fb\u30ed\u30fc\u30f3\u30c0\u30ea\u30f3\u30b0\u304a\u3088\u3073\u30c6\u30ed\u8cc7\u91d1\u4f9b\u4e0e\u7b49\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u6feb\u7528\u9632\u6b62\u5bfe\u7b56\uff08\u30de\u30cd\u30ed\u30f3\u7b49\u5bfe\u7b56\uff09\u306e\u91cd\u8981\u6027\u306f\u3053\u308c\u307e\u3067\u306b\u306a\u304f\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002\u5f53\u4f1a\u3067\u306f\u30de\u30cd\u30ed\u30f3\u5bfe\u7b56\u3092\u91cd\u8981\u8ab2\u984c\u306e\u3072\u3068\u3064\u3068\u3057\u3066\u4f4d\u7f6e\u4ed8\u3051\uff0c\u30ea\u30b9\u30af\u306b\u5fdc\u3058\u305f\u5bfe\u7b56\u3092\u9069\u5207\u306b\u8b1b\u3058\u3066\u3044\u307e\u3059\u3002<br \/>\u3000\u5f53\u4f1a\u3067\u306f\uff0c\u5404\u7a2e\u30ea\u30b9\u30af\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\uff0c\u5e38\u52e4\u5f79\u54e1\u4ee5\u4e0b\u3067\u69cb\u6210\u3059\u308b\u300c\u30ea\u30b9\u30af\u7ba1\u7406\u59d4\u54e1\u4f1a\u300d\uff0c\u300c\uff21\uff2c\uff2d\u59d4\u54e1\u4f1a\u300d\u3092\u8a2d\u7f6e\u3057\u3066\u691c\u8a0e\u30fb\u5354\u8b70\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\uff0c\u30ea\u30b9\u30af\u91cf\u306e\u8a08\u6e2c\u304a\u3088\u3073\u4e0e\u4fe1\u9650\u5ea6\u984d\u306e\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u3092\u62c5\u5f53\u3059\u308b\u90e8\u7f72\u3092\u8a2d\u7f6e\u3059\u308b\u306a\u3069\u5b9f\u65bd\u4f53\u5236\u3092\u6574\u5099\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u7d71\u5408\u7684\u30ea\u30b9\u30af\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u4f53\u5236\uff08\u4fe1\u7528\u30ea\u30b9\u30af\u30fb\u5e02\u5834\u30ea\u30b9\u30af\u7b49\uff09<\/h3>\n<p><img decoding=\"async\" class=\"img-fluid mx-auto d-block\" alt=\"\u7d71\u5408\u7684\u30ea\u30b9\u30af\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u4f53\u5236\uff08\u4fe1\u7528\u30ea\u30b9\u30af\u30fb\u5e02\u5834\u30ea\u30b9\u30af\u7b49\uff09\" src=\"https:\/\/www.jabank-ibaraki.or.jp\/shinren\/wp-content\/uploads\/2024_risk_taisei.jpg\" width=\"631\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3>\u7d71\u5408\u7684\u30ea\u30b9\u30af\u7ba1\u7406\u614b\u52e2<\/h3>\n<p>\u3000\u7d4c\u55b6\u306e\u5065\u5168\u6027\u3092\u9ad8\u3081\uff0c\u5b89\u5b9a\u7684\u306a\u53ce\u76ca\u3092\u7d99\u7d9a\u7684\u306b\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u306f\uff0c\u4fe1\u7528\u30ea\u30b9\u30af\uff0c\u5e02\u5834\u30ea\u30b9\u30af\uff0c\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30ca\u30eb\u30fb\u30ea\u30b9\u30af\u7b49\u306e\u3055\u307e\u3056\u307e\u306a\u30ea\u30b9\u30af\u3092\u53ef\u80fd\u306a\u9650\u308a\u5305\u62ec\u7684\u306b\u628a\u63e1\u3057\u3066\u9069\u5207\u306b\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3059\u308b\u3053\u3068\u304c\u5fc5\u8981\u4e0d\u53ef\u6b20\u3068\u306a\u308a\u307e\u3059\u3002<br \/> \u3000\u5f53\u4f1a\u3067\u306f\uff0c\u305d\u308c\u305e\u308c\u306e\u30ea\u30b9\u30af\u30fb\u30ab\u30c6\u30b4\u30ea\u30fc\uff08\u4fe1\u7528\u30ea\u30b9\u30af\uff0c\u5e02\u5834\u30ea\u30b9\u30af\uff0c\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30ca\u30eb\u30fb\u30ea\u30b9\u30af\u7b49\uff09\u3054\u3068\u306b\u8a55\u4fa1\u3057\u305f\u30ea\u30b9\u30af\u3092\u7dcf\u4f53\u7684\u306b\u6349\u3048\uff0c\u7d4c\u55b6\u4f53\u529b\uff08\u81ea\u5df1\u8cc7\u672c\uff09\u3068\u6bd4\u8f03\u30fb\u5bfe\u7167\u3059\u308b\u3053\u3068\u306b\u3088\u3063\u3066\uff0c\u81ea\u5df1\u7ba1\u7406\u578b\u306e\u30ea\u30b9\u30af\u7ba1\u7406\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u5404\u7a2e\u30ea\u30b9\u30af\u7ba1\u7406\u614b\u52e2<\/h3>\n<p><img decoding=\"async\" class=\"img-fluid mx-auto d-block\" alt=\"\u5404\u7a2e\u30ea\u30b9\u30af\u7ba1\u7406\u614b\u52e2\" src=\"https:\/\/www.jabank-ibaraki.or.jp\/shinren\/wp-content\/uploads\/riskkanri202307new.png\"\/><\/p>\n<p>&nbsp;<\/p>\n<h2>\u5185\u90e8\u76e3\u67fb\u4f53\u5236<\/h2>\n<p>\u3000\u5f53\u4f1a\u3067\u306f\uff0c\u696d\u52d9\u904b\u55b6\u5168\u822c\u306b\u308f\u305f\u308b\u5185\u90e8\u76e3\u67fb\u306e\u5b9f\u52b9\u6027\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\uff0c\u696d\u52d9\u57f7\u884c\u90e8\u9580\u304b\u3089\u72ec\u7acb\u3057\u305f\u5185\u90e8\u76e3\u67fb\u90e8\u9580\u3068\u3057\u3066\u76e3\u67fb\u5ba4\u3092\u8a2d\u7f6e\u3057\uff0c\u5b9a\u671f\u7684\u306a\u5185\u90e8\u76e3\u67fb\u7b49\u3092\u901a\u3058\u3066\u696d\u52d9\u904b\u55b6\u306e\u9069\u5207\u6027\u30fb\u6709\u52b9\u6027\u306e\u7dad\u6301\u30fb\u6539\u5584\u306b\u52aa\u3081\u3066\u3044\u307e\u3059\u3002<br \/> \u3000\u5185\u90e8\u76e3\u67fb\u306f\uff0c\u5f53\u4f1a\u304a\u3088\u3073\u5b50\u4f1a\u793e\u7b49\u3092\u5bfe\u8c61\u3068\u3057\uff0c\u7406\u4e8b\u4f1a\u304c\u627f\u8a8d\u3059\u308b\u5185\u90e8\u76e3\u67fb\u5b9f\u65bd\u8a08\u753b\u306b\u57fa\u3065\u304d\u5b9f\u65bd\u3057\u3066\u304a\u308a\uff0c\u5185\u90e8\u76e3\u67fb\u306e\u7d50\u679c\u306f\uff0c\u5b9a\u671f\u7684\u306b\u7406\u4e8b\u4f1a\u304a\u3088\u3073\u7d4c\u55b6\u7ba1\u7406\u59d4\u54e1\u4f1a\u306b\u5831\u544a\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\uff0c\u6307\u793a\u4e8b\u9805\u7b49\u306e\u6539\u5584\u30fb\u662f\u6b63\u63aa\u7f6e\u306e\u72b6\u6cc1\u306b\u3064\u3044\u3066\u306f\uff0c\u5b9a\u671f\u7684\u306b\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u3092\u5b9f\u65bd\u3057\u3066\u3044\u307e\u3059\u3002<br \/> \u3000\u306a\u304a\uff0c\u76e3\u67fb\u5ba4\u306f\uff0c\u5b9a\u671f\u7684\u304b\u3064\u5fc5\u8981\u306b\u5fdc\u3058\u3066\uff0c\u76e3\u4e8b\u306a\u3089\u3073\u306b\u4f1a\u8a08\u76e3\u67fb\u4eba\u3068\u610f\u898b\u30fb\u60c5\u5831\u4ea4\u63db\u3092\u884c\u3044\uff0c\u9023\u643a\u5f37\u5316\u3092\u56f3\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\uff08\u6cd5\u4ee4\u7b49\u9075\u5b88\uff09\u4f53\u5236<\/h2>\n<p>\u3000\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u306f\uff0c\u6cd5\u4ee4\u3084\u30eb\u30fc\u30eb\u3092\u53b3\u683c\u306b\u9075\u5b88\u3059\u308b\u3053\u3068\u3092\u306f\u3058\u3081\uff0c\u793e\u4f1a\u7684\u898f\u7bc4\uff08\u502b\u7406\uff09\u3092\u5168\u3046\u3059\u308b\u3053\u3068\u3092\u8a00\u3044\u307e\u3059\u3002\u307e\u305f\uff0c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u76ee\u7684\u306f\uff0c\u9055\u6cd5\u884c\u70ba\u3092\u4e8b\u524d\u306b\u4e88\u9632\u3057\u305f\u308a\uff0c\u672a\u7136\u306b\u9632\u6b62\u3057\u305f\u308a\u3059\u308b\u4ed5\u7d44\u307f\u3092\u69cb\u7bc9\u3057\u3066\u3044\u304f\u3053\u3068\u3067\u7d44\u7e54\u306e\u696d\u52d9\u904b\u55b6\u306e\u9075\u6cd5\u6027\u3092\u9ad8\u3081\u3066\u3044\u304f\u3053\u3068\u3092\u901a\u3058\u3066\uff0c\u7d4c\u55b6\u306e\u5065\u5168\u6027\u3092\u78ba\u4fdd\u3057\u793e\u4f1a\u5168\u822c\u304b\u3089\u306e\u4fe1\u983c\u3092\u78ba\u7acb\u3057\u3066\u3044\u304f\u3053\u3068\u306b\u3042\u308a\u307e\u3059\u3002<br \/> \u3000\u5f53\u4f1a\u306f\uff0c\u4e0e\u3048\u3089\u308c\u305f\u793e\u4f1a\u7684\u8cac\u4efb\u3068\u516c\u5171\u7684\u4f7f\u547d\u3092\u679c\u305f\u3057\uff0c\uff2a\uff21\u304a\u3088\u3073\u5730\u57df\u793e\u4f1a\u304b\u3089\u4e00\u5c64\u306e\u63fa\u308b\u304e\u306a\u3044\u4fe1\u983c\u3092\u78ba\u4fdd\u3057\u3066\u3044\u304f\u305f\u3081\u306b\uff0c\u6cd5\u4ee4\u3084\u793e\u4f1a\u7684\u898f\u7bc4\u3092\u53b3\u683c\u306b\u9075\u5b88\u3059\u308b\u3053\u3068\u306f\u3082\u3068\u3088\u308a\uff0c\u305f\u3068\u3048\u6cd5\u4ee4\u7b49\u306b\u62b5\u89e6\u3057\u306a\u3044\u5834\u5408\u3067\u3042\u3063\u3066\u3082\uff0c\u78ba\u56fa\u305f\u308b\u502b\u7406\u89b3\u3068\u8aa0\u5b9f\u3055\u306b\u57fa\u3065\u3044\u3066\u516c\u6b63\u306b\u884c\u52d5\u3059\u308b\u3053\u3068\u3092\u300c\u57fa\u672c\u65b9\u91dd\u300d\u3068\u3057\u3066\u3044\u307e\u3059\u3002<br \/> \u3000\u5f53\u4f1a\u306f\uff0c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u5fb9\u5e95\u3092\u7d4c\u55b6\u306e\u6700\u91cd\u8981\u8ab2\u984c\u306e\u3072\u3068\u3064\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\uff0c\u300c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u57fa\u672c\u65b9\u91dd\u300d\u3092\u5236\u5b9a\u3059\u308b\u3068\u3068\u3082\u306b\uff0c\u5f79\u8077\u54e1\u3068\u3057\u3066\u9075\u5b88\u3059\u3079\u304d\u6cd5\u4ee4\u3084\u884c\u52d5\u898f\u7bc4\u3092\u300c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30de\u30cb\u30e5\u30a2\u30eb\u300d\u3068\u3057\u3066\u5236\u5b9a\u3057\uff0c\u5168\u5f79\u8077\u54e1\u306b\u5468\u77e5\u5fb9\u5e95\u3057\u3066\u3044\u307e\u3059\u3002<br \/> \u3000\u3055\u3089\u306b\uff0c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u95a2\u3059\u308b\u5b9f\u8df5\u8a08\u753b\u300c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30d7\u30ed\u30b0\u30e9\u30e0\u300d\u3092\u6bce\u5e74\u5ea6\u7b56\u5b9a\u3057\uff0c\u5553\u8499\u30fb\u6559\u80b2\u7814\u4fee\u6d3b\u52d5\u3092\u901a\u3058\u3066\u3088\u308a\u4e00\u5c64\u306e\u6d78\u900f\u306b\u53d6\u308a\u7d44\u3093\u3067\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u57fa\u672c\u65b9\u91dd<\/h3>\n<h4>\uff11.\u3000\u57fa\u672c\u7684\u4f7f\u547d\u3068\u793e\u4f1a\u7684\u8cac\u4efb<\/h4>\n<p style=\"padding-left:2.5em;padding-bottom:1em;\">\u3000\u5f53\u4f1a\u306f\uff0c\u8fb2\u696d\u5c02\u9580\u304b\u3064\u5354\u540c\u7d44\u7e54\u306e\u5730\u57df\u91d1\u878d\u6a5f\u95a2\u3068\u3057\u3066\uff0c\u8fb2\u696d\u306e\u5065\u5168\u306a\u767a\u5c55\u3084\u5730\u57df\u7d4c\u6e08\u30fb\u793e\u4f1a\u306e\u7e6b\u6804\u3078\u306e\u8ca2\u732e\u3092\u4f7f\u547d\u3068\u3059\u308b\u3068\u3068\u3082\u306b\uff0c\u300c\uff2a\uff21\u30d0\u30f3\u30af\u30b7\u30b9\u30c6\u30e0\u300d\u306b\u304a\u3051\u308b\u90fd\u9053\u5e9c\u770c\u57df\u306e\u6307\u5c0e\u6a5f\u95a2\u3068\u3057\u3066\uff0c\u770c\u5185\u4fe1\u7528\u79e9\u5e8f\u306e\u7dad\u6301\u306b\u8cac\u4efb\u3092\u8ca0\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\u3000\u3053\u3046\u3057\u305f\u57fa\u672c\u7684\u4f7f\u547d\u3068\u793e\u4f1a\u7684\u8cac\u4efb\u306e\u91cd\u307f\u3092\u5e38\u306b\u8a8d\u8b58\u3057\uff0c\u5065\u5168\u306a\u696d\u52d9\u904b\u55b6\u3092\u901a\u3058\u3066\u305d\u308c\u3089\u3092\u679c\u305f\u3057\u3066\u3044\u304f\u3053\u3068\u3067\uff0c\u793e\u4f1a\u304b\u3089\u306e\u4e00\u5c64\u306e\u3086\u308b\u304e\u306a\u3044\u4fe1\u983c\u3092\u78ba\u7acb\u3057\u307e\u3059\u3002<\/p>\n<h4>\uff12.\u3000\u8cea\u306e\u9ad8\u3044\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b<\/h4>\n<p style=\"padding-left:2.5em;padding-bottom:1em;\">\u3000\u304a\u5ba2\u3055\u307e\u672c\u4f4d\u306e\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u306b\u3088\u308a\uff0c\u304a\u5ba2\u3055\u307e\u306e\u30cb\u30fc\u30ba\u306b\u5fdc\u3048\u308b\u3068\u3068\u3082\u306b\uff0c\u5e02\u6c11\u751f\u6d3b\u3084\u696d\u52d9\u904b\u55b6\u306b\u8105\u5a01\u3092\u4e0e\u3048\u308b\u30b5\u30a4\u30d0\u30fc\u653b\u6483\uff0c\u81ea\u7136\u707d\u5bb3\u7b49\u306b\u5099\u3048\u305f\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ec\u30d9\u30eb\u306e\u5411\u4e0a\u3084\u707d\u5bb3\u6642\u306e\u696d\u52d9\u7d99\u7d9a\u78ba\u4fdd\u306b\u3088\u308a\u8cea\u306e\u9ad8\u3044\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b\u3092\u884c\u3044\uff0c\u7d4c\u6e08\u793e\u4f1a\u306e\u767a\u5c55\u306b\u8ca2\u732e\u3057\u307e\u3059\u3002<\/p>\n<h4>\uff13.\u3000\u6cd5\u4ee4\u7b49\u306e\u53b3\u683c\u306a\u9075\u5b88<\/h4>\n<p style=\"padding-left:2.5em;padding-bottom:1em;\">\u3000\u95a2\u9023\u3059\u308b\u6cd5\u4ee4\u7b49\u3092\u53b3\u683c\u306b\u9075\u5b88\u3059\u308b\u3068\u3068\u3082\u306b\uff0c\u793e\u4f1a\u304b\u3089\u306e\u8981\u8acb\u306b\u9069\u5fdc\u3057\uff0c\u8aa0\u5b9f\u304b\u3064\u516c\u6b63\u306a\u696d\u52d9\u904b\u55b6\u3092\u9042\u884c\u3057\u307e\u3059\u3002<\/p>\n<h4>\uff14.\u3000\u53cd\u793e\u4f1a\u7684\u52e2\u529b\u306e\u6392\u9664\uff0c\u30c6\u30ed\u7b49\u306e\u8105\u5a01\u3078\u306e\u5bfe\u5fdc<\/h4>\n<p style=\"padding-left:2.5em;padding-bottom:1em;\">\u3000\u793e\u4f1a\u306e\u79e9\u5e8f\u3084\u5b89\u5168\u306b\u8105\u5a01\u3092\u4e0e\u3048\u308b\u53cd\u793e\u4f1a\u7684\u52e2\u529b\u306b\u5bfe\u3057\u3066\u306f\uff0c\u6bc5\u7136\u3068\u3057\u305f\u614b\u5ea6\u3067\u5bfe\u5fdc\u3057\uff0c\u95a2\u4fc2\u906e\u65ad\u3092\u5fb9\u5e95\u3057\u307e\u3059\u3002\u307e\u305f\uff0c\u56fd\u969b\u793e\u4f1a\u304c\u30c6\u30ed\u7b49\u306e\u8105\u5a01\u306b\u76f4\u9762\u3057\u3066\u3044\u308b\u306a\u304b\uff0c\u30de\u30cd\u30fc\u30fb\u30ed\u30fc\u30f3\u30c0\u30ea\u30f3\u30b0\u5bfe\u7b56\u304a\u3088\u3073\u30c6\u30ed\u8cc7\u91d1\u4f9b\u4e0e\u5bfe\u7b56\u306e\u9ad8\u5ea6\u5316\u306b\u52aa\u3081\u307e\u3059\u3002<\/p>\n<h4>\uff15.\u3000\u900f\u660e\u6027\u306e\u9ad8\u3044\u7d44\u7e54\u98a8\u571f\u306e\u69cb\u7bc9<\/h4>\n<p style=\"padding-left:2.5em;padding-bottom:1em;\">\u3000\u7d4c\u55b6\u60c5\u5831\u306e\u7a4d\u6975\u7684\u304b\u3064\u516c\u6b63\u306a\u958b\u793a\u3092\u306f\u3058\u3081\u3068\u3057\u3066\uff0c\u7cfb\u7d71\u5185\u5916\u3068\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u5145\u5b9f\u3092\u56f3\u308a\uff0c\u826f\u597d\u306a\u95a2\u4fc2\u7dad\u6301\u306b\u52aa\u3081\u3064\u3064\uff0c\u8077\u54e1\u306e\u500b\u6027\u3092\u5c0a\u91cd\u3057\uff0c\u5065\u5eb7\u3068\u5b89\u5168\u306b\u914d\u616e\u3057\u305f\u50cd\u304d\u3084\u3059\u3044\u8077\u5834\u74b0\u5883\u3092\u78ba\u4fdd\u3059\u308b\u306a\u3069\uff0c\u900f\u660e\u6027\u306e\u9ad8\u3044\u7d44\u7e54\u98a8\u571f\u3092\u69cb\u7bc9\u3057\u307e\u3059\u3002<\/p>\n<h4>\uff16.\u3000\u6301\u7d9a\u53ef\u80fd\u306a\u793e\u4f1a\u3078\u306e\u8ca2\u732e<\/h4>\n<p style=\"padding-left:2.5em;padding-bottom:1em;\">\u3000\u793e\u4f1a\u306e\u4e00\u54e1\u3068\u3057\u3066\uff0c\u5730\u57df\u793e\u4f1a\u7b49\u3068\u9023\u643a\u3057\uff0c\u3059\u3079\u3066\u306e\u4eba\u3005\u306e\u4eba\u6a29\u3092\u5c0a\u91cd\u3057\u3064\u3064\u74b0\u5883\u554f\u984c\u7b49\u306e\u793e\u4f1a\u7684\u8ab2\u984c\u3078\u306e\u5bfe\u5fdc\u306b\u52aa\u3081\uff0c\u6301\u7d9a\u53ef\u80fd\u306a\u793e\u4f1a\u306e\u5b9f\u73fe\u306b\u8ca2\u732e\u3057\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u904b\u55b6\u614b\u52e2<\/h3>\n<p>\u3000\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u614b\u52e2\u5168\u822c\u306b\u304b\u304b\u308b\u691c\u8a0e\u30fb\u5be9\u8b70\u3092\u884c\u3046\u305f\u3081\uff0c\u5f53\u4f1a\u7406\u4e8b\u9577\u3092\u59d4\u54e1\u9577\u3068\u3059\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u59d4\u54e1\u4f1a\u3092\u8a2d\u7f6e\u3059\u308b\u3068\u3068\u3082\u306b\uff0c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u63a8\u9032\u3092\u884c\u3046\u305f\u3081\uff0c\u5404\u90e8\u7f72\u306b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u62c5\u5f53\u8005\u3092\u914d\u7f6e\u3057\u3066\u3044\u307e\u3059\u3002<br \/> \u3000\u306a\u304a\uff0c\u57fa\u672c\u59ff\u52e2\u304a\u3088\u3073\u9075\u5b88\u3059\u3079\u304d\u4e8b\u9805\u3092\u8a18\u8f09\u3057\u305f\u624b\u5f15\u66f8\u300c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30de\u30cb\u30e5\u30a2\u30eb\u300d\u3092\u5236\u5b9a\u3057\uff0c\u7814\u4fee\u4f1a\u3092\u958b\u50ac\u3059\u308b\u306a\u3069\u5168\u5f79\u8077\u54e1\u306b\u5468\u77e5\u30fb\u5fb9\u5e95\u3057\u3066\u3044\u307e\u3059\u3002<br \/> \u3000\u307e\u305f\uff0c\u6bce\u5e74\u5ea6\u300c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30d7\u30ed\u30b0\u30e9\u30e0\u300d\u3092\u7b56\u5b9a\u3057\uff0c\u5b9f\u52b9\u3042\u308b\u63a8\u9032\u306b\u52aa\u3081\u308b\u3068\u3068\u3082\u306b\uff0c\u7d71\u62ec\u90e8\u7f72\uff08\u30ea\u30b9\u30af\u7d71\u62ec\u90e8\uff09\u3092\u8a2d\u7f6e\u3057\uff0c\u305d\u306e\u9032\u6357\u7ba1\u7406\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"img-fluid mx-auto d-block\" alt=\"\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u904b\u55b6\u4f53\u5236\u56f3\" src=\"https:\/\/www.jabank-ibaraki.or.jp\/shinren\/wp-content\/uploads\/2024_risk_unei.jpg\" width=\"630\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2>\u91d1\u878d\uff21\uff24\uff32\u5236\u5ea6\u3078\u306e\u5bfe\u5fdc<\/h2>\n<h3>\u82e6\u60c5\u51e6\u7406\u63aa\u7f6e\u306e\u5185\u5bb9<\/h3>\n<p>\u3000\u5f53\u4f1a\u3067\u306f\uff0c\u82e6\u60c5\u51e6\u7406\u63aa\u7f6e\u3068\u3057\u3066\uff0c\u696d\u52d9\u904b\u55b6\u4f53\u5236\u30fb\u5185\u90e8\u898f\u5247\u7b49\u3092\u6574\u5099\u306e\u3046\u3048\uff0c\u305d\u306e\u5185\u5bb9\u3092\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u3067\u516c\u8868\u3059\u308b\u3068\u3068\u3082\u306b\uff0c\uff2a\uff21\u30d0\u30f3\u30af\u76f8\u8ac7\u6240\u3068\u3082\u9023\u643a\u3057\uff0c\u8fc5\u901f\u304b\u3064\u9069\u5207\u306a\u5bfe\u5fdc\u306b\u52aa\u3081\uff0c\u82e6\u60c5\u7b49\u306e\u89e3\u6c7a\u3092\u56f3\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4>\u5f53\u4f1a\u306e\u76f8\u8ac7\u30fb\u82e6\u60c5\u7b49\u53d7\u4ed8\u7a93\u53e3<\/h4>\n<p>\u8328\u57ce\u770c\u4fe1\u7528\u8fb2\u696d\u5354\u540c\u7d44\u5408\u9023\u5408\u4f1a\u3000\u7dcf\u52d9\u90e8\u3000<br \/>\u96fb\u8a71\u756a\u53f7\uff1a029\uff0d232\uff0d2015<br \/>\u96fb\u5b50\u30e1\u30fc\u30eb\uff1a<a href=\"mailto:shinren_sohmu@ib-ja.or.jp\">shinren_sohmu@ib-ja.or.jp<\/a><br \/>\u53d7\u4ed8\u6642\u9593\uff1a\u5348\u524d\uff19\u6642\uff5e\u5348\u5f8c\uff15\u6642\uff08\u91d1\u878d\u6a5f\u95a2\u306e\u4f11\u696d\u65e5\u3092\u9664\u304f\uff09<\/p>\n<p>&nbsp;<\/p>\n<p>\u3000\u307e\u305f\uff0c\uff2a\uff21\u30d0\u30f3\u30af\u76f8\u8ac7\u6240\u3067\u3082\uff0c\uff2a\uff21\u30d0\u30f3\u30af\u306b\u95a2\u3059\u308b\u76f8\u8ac7\u30fb\u82e6\u60c5\u3092\u53d7\u3051\u4ed8\u3051\u3066\u304a\u308a\u307e\u3059\u306e\u3067\uff0c\u304a\u6c17\u8efd\u306b\u304a\u7533\u3057\u51fa\u304f\u3060\u3055\u3044\u3002<\/p>\n<h4>JA\u30d0\u30f3\u30af\u76f8\u8ac7\u6240\uff08\u4e00\u822c\u793e\u56e3\u6cd5\u4eba\u3000\uff2a\uff21\u30d0\u30f3\u30af\u30fb\uff2a\uff26\u30de\u30ea\u30f3\u30d0\u30f3\u30af\u76f8\u8ac7\u6240\uff09<\/h4>\n<p>\u96fb\u8a71\u756a\u53f7\uff1a03\uff0d6837\uff0d1359<br \/>\u53d7\u4ed8\u6642\u9593\uff1a\u5348\u524d\uff19\u6642\uff5e\u5348\u5f8c\uff15\u6642\uff08\u91d1\u878d\u6a5f\u95a2\u306e\u4f11\u696d\u65e5\u3092\u9664\u304f\uff09<\/p>\n<p>\u203b\u96fb\u8a71\u3067\u306e\u554f\u5408\u305b\u304c\u96e3\u3057\u3044\u5834\u5408\u306e\u554f\u5408\u305b\u65b9\u6cd5\u306f\uff0c\uff2a\uff21\u30d0\u30f3\u30af\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u5185\u306e\u5f53\u76f8\u8ac7\u6240\u306e\u30da\u30fc\u30b8<br \/>\n<a href=\"https:\/\/www.jabank.org\/support\/soudan\/\" rel=\"noopener\" target=\"_blank\">https:\/\/www.jabank.org\/support\/soudan\/<\/a> \u3092\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u7d1b\u4e89\u89e3\u6c7a\u63aa\u7f6e\u306e\u5185\u5bb9<\/h3>\n<p>\u3000\u5f53\u4f1a\u3067\u306f\uff0c\u7d1b\u4e89\u89e3\u6c7a\u63aa\u7f6e\u3068\u3057\u3066\uff0c\u6b21\u306e\u5916\u90e8\u6a5f\u95a2\u3092\u5229\u7528\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4>\u6771\u4eac\u5f01\u8b77\u58eb\u4f1a\u7d1b\u4e89\u89e3\u6c7a\u30bb\u30f3\u30bf\u30fc<\/h4>\n<p>\u96fb\u8a71\u756a\u53f7\uff1a03\uff0d3581\uff0d0031<br \/>\u53d7\u4ed8\u6642\u9593\uff1a\u5348\u524d\uff19\u6642\uff13\uff10\u5206\uff5e\u5348\u5f8c\uff14\u6642\uff08\u6b63\u5348\uff5e\u5348\u5f8c\uff11\u6642\u3092\u9664\u304f\uff09<br \/>\u3000\u3000\u3000\u3000\u3000\u6708\u66dc\u65e5\uff5e\u91d1\u66dc\u65e5\uff08\u795d\u796d\u65e5\u30fb\u5e74\u672b\u5e74\u59cb\u3092\u9664\u304f\uff09<\/p>\n<p>&nbsp;<\/p>\n<h4>\u7b2c\u4e00\u6771\u4eac\u5f01\u8b77\u58eb\u4f1a\u4ef2\u88c1\u30bb\u30f3\u30bf\u30fc<\/h4>\n<p>\u96fb\u8a71\u756a\u53f7\uff1a03\uff0d3595\uff0d8588<br \/>\u53d7\u4ed8\u6642\u9593\uff1a\u5348\u524d\uff11\uff10\u6642\uff5e\u5348\u5f8c\uff14\u6642\uff08\u6b63\u5348\uff5e\u5348\u5f8c\uff11\u6642\u3092\u9664\u304f\uff09<br \/>\u3000\u3000\u3000\u3000\u3000\u6708\u66dc\u65e5\uff5e\u91d1\u66dc\u65e5\uff08\u795d\u796d\u65e5\u30fb\u5e74\u672b\u5e74\u59cb\u3092\u9664\u304f\uff09<\/p>\n<p>&nbsp;<\/p>\n<h4>\u7b2c\u4e8c\u6771\u4eac\u5f01\u8b77\u58eb\u4f1a\u4ef2\u88c1\u30bb\u30f3\u30bf\u30fc<\/h4>\n<p>\u96fb\u8a71\u756a\u53f7\uff1a03\uff0d3581\uff0d2249<br 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